Insurance Products
Autos
The law requires we carry auto insurance in case we cause harm to another person or their property.
Additional coverage is available to protect your vehicle and passengers.
Usually if you have a loan on the vehicle, you will be required to obtain full coverage by your lender.
Home/Renters
Homeowners insurance covers your home in the event of a fire or other catastrophe. Homes should be insured for the amount it would cost to replace them and their contents and is required if you have a mortgage. Flood and earthquake insurance are available as well.
We also insure second homes, rental properties, and commercial rentals. Renters insurance covers your belongings if you are a tenant while renting.
Commercial
Every aspect of a business that has exposure for a loss is potential devastation to your business. We are competent and will carefully assess your commercial insurance needs.
We offer general liability, workers comp, auto, fleet, garage keepers, business property, scheduled equipment, bonds, professional liability and umbrella policies. We can write most any type of business, even complex and specialty type businesses.
Life
Life insurance is a very important part of financial planning. Most people do not realize the enormous tax savings and benefits that life insurance offers while protecting their loved ones and business interests and how crucial it is to your financial health and future.
Life insurance can be very inexpensive.
RV's/Boats/Motorcycles...
It is important to properly insure your “toys”. While we don’t think of insuring our recreational vehicles as a “must”, it truly is crucial to carry proper insurance on these type of vehicles for your protection in the event of a loss.
Usually this type of insurance is relatively inexpensive.